Semi-automatic cars for Sale or on Finance Under £40000

Skoda Scala1.5 TSI Monte Carlo Edition 5dr DSG

2026

£23,750

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £323.43, Customer Deposit: £3,562.00, Lender Deposit Contribution: £400.00, Total Deposit: £3,962.50, Retail Cash Price: £23,750.00, Optional Final Payment: £11,092.50, Total Charge For Credit: £6,516.21, Total Amount Payable: £30,266.21, Representative APR: 10.90%, Interest Rate (Fixed): 10.88%, Excess Mileage Charge: 6.10ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

Audi A4 Allroad40 TDI Quattro Sport 5dr S Tronic

£22,000

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £388.95, Customer Deposit: £3,600.00, Lender Deposit Contribution: £500.00, Total Deposit: £4,100.00, Retail Cash Price: £22,000.00, Optional Final Payment: £9,500.00, Total Charge For Credit: £7,890.65, Total Amount Payable: £31,890.65, Representative APR: 13.90%, Interest Rate (Fixed): 13.87%, Excess Mileage Charge: 8.00ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

Audi A6 Allroad45 TDI Quattro Sport 5dr Tip Auto

£27,495

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £443.79, Customer Deposit: £4,124.00, Lender Deposit Contribution: £500.00, Total Deposit: £4,624.25, Retail Cash Price: £27,495.00, Optional Final Payment: £10,711.25, Total Charge For Credit: £8,708.63, Total Amount Payable: £36,203.63, Representative APR: 13.40%, Interest Rate (Fixed): 13.38%, Excess Mileage Charge: 9.49ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

Volvo V902.0 T8 [390] Hybrid Inscription Pro 5dr AWD Gtron

£21,500

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £490.99, Customer Deposit: £3,225.00, Lender Deposit Contribution: £0.00, Total Deposit: £3,225.00, Retail Cash Price: £21,500.00, Total Charge For Credit: £5,293.52, Total Amount Payable: £26,793.52, Representative APR: 13.90%, Interest Rate (Fixed): 7.24%

MINI Clubman2.0 Cooper S Final Edition Premium Plus 6dr Auto

£22,999

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £346.62, Customer Deposit: £3,449.00, Lender Deposit Contribution: £0.00, Total Deposit: £3,449.85, Retail Cash Price: £22,999.00, Optional Final Payment: £10,063.35, Total Charge For Credit: £6,815.34, Total Amount Payable: £29,814.34, Representative APR: 11.90%, Interest Rate (Fixed): 11.87%, Excess Mileage Charge: 5.79ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

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Cupra Terramar1.5 eHybrid 272 VZ2 5dr DSG

£36,266

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £424.90, Customer Deposit: £5,439.00, Lender Deposit Contribution: £1,000.00, Total Deposit: £6,439.90, Retail Cash Price: £36,266.00, Optional Final Payment: £20,362.50, Total Charge For Credit: £10,516.70, Total Amount Payable: £46,782.70, Representative APR: 10.90%, Interest Rate (Fixed): 10.88%, Excess Mileage Charge: 8.32ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

Volvo V902.0 B4D Momentum 5dr Auto

£21,000

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £353.07, Customer Deposit: £3,150.00, Lender Deposit Contribution: £0.00, Total Deposit: £3,150.00, Retail Cash Price: £21,000.00, Optional Final Payment: £7,020.00, Total Charge For Credit: £5,774.29, Total Amount Payable: £26,774.29, Representative APR: 11.90%, Interest Rate (Fixed): 11.87%, Excess Mileage Charge: 6.68ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

MINI Clubman2.0 John Cooper Works ALL4 6dr Auto

£23,800

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £348.00, Customer Deposit: £3,436.00, Lender Deposit Contribution: £0.00, Total Deposit: £3,436.65, Retail Cash Price: £22,911.00, Optional Final Payment: £9,877.50, Total Charge For Credit: £6,769.15, Total Amount Payable: £29,680.15, Representative APR: 11.90%, Interest Rate (Fixed): 11.89%, Excess Mileage Charge: 5.65ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

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Volkswagen Passat2.0 TDI EVO SCR SE Nav 5dr DSG

£15,340

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £224.91, Customer Deposit: £2,301.00, Lender Deposit Contribution: £0.00, Total Deposit: £2,301.00, Retail Cash Price: £15,340.00, Optional Final Payment: £6,615.00, Total Charge For Credit: £4,156.77, Total Amount Payable: £19,496.77, Representative APR: 10.90%, Interest Rate (Fixed): 10.86%, Excess Mileage Charge: 7.21ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

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Audi RS Q3RS Q3 TFSI Quattro 5dr S Tronic

£38,000

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £569.95, Customer Deposit: £5,700.00, Lender Deposit Contribution: £500.00, Total Deposit: £6,200.00, Retail Cash Price: £38,000.00, Optional Final Payment: £18,358.75, Total Charge For Credit: £13,356.40, Total Amount Payable: £51,356.40, Representative APR: 13.90%, Interest Rate (Fixed): 13.87%, Excess Mileage Charge: 9.48ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

BMW X4xDrive20d MHT M Sport 5dr Step Auto

£36,780

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £540.74, Customer Deposit: £5,517.00, Lender Deposit Contribution: £0.00, Total Deposit: £5,517.00, Retail Cash Price: £36,780.00, Optional Final Payment: £16,920.00, Total Charge For Credit: £11,081.78, Total Amount Payable: £47,861.78, Representative APR: 11.90%, Interest Rate (Fixed): 11.89%, Excess Mileage Charge: 8.39ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

BMW X4xDrive20d MHT M Sport 5dr Step Auto

£32,990

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £493.56, Customer Deposit: £4,948.00, Lender Deposit Contribution: £0.00, Total Deposit: £4,948.50, Retail Cash Price: £32,990.00, Optional Final Payment: £14,670.00, Total Charge For Credit: £9,835.82, Total Amount Payable: £42,825.82, Representative APR: 11.90%, Interest Rate (Fixed): 11.89%, Excess Mileage Charge: 8.39ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

BMW X4xDrive20d MHT M Sport 5dr Step Auto

£39,495

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £622.85, Customer Deposit: £5,924.00, Lender Deposit Contribution: £0.00, Total Deposit: £5,924.25, Retail Cash Price: £39,495.00, Optional Final Payment: £15,683.50, Total Charge For Credit: £11,386.70, Total Amount Payable: £50,881.70, Representative APR: 11.90%, Interest Rate (Fixed): 11.30%, Excess Mileage Charge: 17.00ppm, Mileage Per Annum: 10,000, Option To Purchase Fee: £10.00

BMW X4xDrive M40i 5dr Step Auto

£31,495

*Representative example: Contract Length: 48 months, 47 Monthly Payments: £672.51, Customer Deposit: £4,566.00, Lender Deposit Contribution: £0.00, Total Deposit: £4,566.00, Retail Cash Price: £30,440.00, Total Charge For Credit: £6,407.48, Total Amount Payable: £36,847.48, Representative APR: 11.90%, Interest Rate (Fixed): 6.19%